Terms of use

Last updated: 25/10/2026

These terms apply when you use SocietyBanks at societybanks.online. By using the site, you agree to them. The site is run by Kubal (“we”).

What SocietyBanks is

• SocietyBanks explains and publishes general information about co-operative societies and co-operative banks in India, from public sources and checked annual reports, to educate people and bring transparency.
• It is not a bank or a financial adviser. We don’t take deposits, sell financial products or give investment advice.
• We are not part of the government, RBI, DICGC or any registrar of co-operative societies.

Information, not advice

SocietyBanks is for learning and transparency. We work to keep information accurate and dated, but sources can be wrong or out of date, and we can make mistakes. Don’t rely on the site alone for any financial or legal decision: check the facts with the society and the official source. To report an error, see Corrections.

Your account

• You must be 18 or older to create an account.
• You sign in with a code sent to your email. Keep your email account secure.
• One account per person. You can delete your account at any time from your Account page.
• We may suspend an account that breaks these terms.

What you send us

This covers annual reports, rate cards, photos, corrections, page claims and anything else you upload or write.

• Only send material you are allowed to share. Annual reports and rate cards should be documents the society has given to its members or the public.
• Don’t include other people’s personal details, such as member lists, account numbers or ID documents.
• You give us a free, non-exclusive, worldwide licence to store, check, copy, display and publish what you send, and the figures we take from it, on SocietyBanks and in our data services.
• We scan and clean every file before anyone opens it. We may decline or remove anything.

Claiming a society’s page

Only people authorised by a society may claim its page. We check each claim before approving it. Changes are checked before they appear and never change figures, records or rankings. We remove access if a claim turns out to be false.

Ask law

Ask law gives general information from the text of the Act. It is not legal advice and may be incomplete or out of date. For your own situation, read the official text or speak to a lawyer.

Don’t misuse the site

You must not:

• copy data in bulk by automated means, except through our data access service on its terms
• get around rate limits, bot checks or security measures, or try to get into other people’s accounts
• send false or misleading information, or pretend to be someone else or to represent a society you don’t
• upload malware, or anything unlawful, defamatory or that infringes someone’s rights

Our content and others’

The site’s design, code and text are ours. Public records belong to their publishers. You may quote and share our pages with a link back. For bulk reuse, see the Data access terms.

Links to other sites

We link to official sources and other websites. We are not responsible for their content.

Our liability

We provide SocietyBanks free, as it is. As far as the law allows, we are not liable for any loss from using the information, including decisions to deposit or withdraw money. Nothing in these terms limits liability that the law does not allow us to limit.

Complaints

For complaints about content or your data, write to our admin(/grievance-officer).

Changes and law

We may update these terms; the date at the top shows the latest version. These terms are governed by the laws of India, and the courts at Bangalore have jurisdiction.

Updated 25 Oct 2026